SPONSORED BY ADIRONDACK TRUST COMPANY, MEMBER OF FDIC

In times of crisis, many people turn to stress spending as a way to feel in control. Even if you’re not buying big-ticket items, these impulse purchases can add up quickly and set you back in your finances. Here are a few simple tips to help you fight the temptation to mindlessly spend.
- ALLOW YOURSELF SOME FUN MONEY: Make a budget and don’t forget to include a line item for fun spending. Be sure it’s affordable and consistent with your financial goals.
- LET IT SIT IN YOUR CART OVERNIGHT: Get in the habit of waiting a day with the item in your cart. Look at it the next day with a fresh perspective and ask yourself if you’ll use it and if it’s a priority.
- TAKE A BREAK FROM SOCIAL MEDIA. Not only do social media platforms tempt you with constant ads, but you’re more likely to buy when you’re comparing your life and possessions to others’.
- CHOOSE HEALTHY OUTLETS: Many things may help you feel better in the moment, but not in the long run. Have a visible list of your favorite healthy outlets to prevent retail therapy regret.
- BEGIN GRATITUDE JOURNALING: Make gratitude journaling a daily practice. When you routinely reflect on what you’re thankful for, it’s less likely that you’ll turn to “stuff” to make you happy.