I’ve been hearing WAY too many stories of people’s accounts getting hacked. I’m talking email accounts, social media, credit cards, etc. The story usually ends with an explanation of just what a PAIN it is to undo the damage.

When I heard that Adirondack Trust Company’s insurance affiliate AMSURE had a “cyber expert”, I knew I wanted to chat for a few minutes and ask the questions that are always going through my mind regarding cyber security. I bet they go through yours as well. Sure, it’s not a super sexy subject, but it is one that is affecting our lives every day.

In the video BELOW, I ask Anju Owad, Senior Risk Consultant and cyber expert, to answer some general questions about cyber security, and how risky our common online behaviors really are.

Only have a minute? Head straight to the questions that are on YOUR mind (see timestamp)!

WHAT’S THE MOST COMMON HACKER STRATEGY (HOW DO HACKERS HACK?) AND WHAT IF YOU SUSPECT IT’S FRAUD?: 1:20

IS IT SAFE TO SAVE MY PASSWORDS IN A PROTECTED DOCUMENT ON MY COMPUTER? IF NOT, THEN WHERE?: 2:10

HOW DO THEY FIGURE OUT OUR ACCOUNT PASSWORDS? AND ANJU’S SAFE PASSWORD “PHRASE” STRATEGY: 2:44

SHOULD WE PUT OUR INFO INTO THOSE FACEBOOK QUIZZES? AND TIPS FOR KEEPING SOCIAL ACCOUNTS SAFE: 3:22

IF WE’VE BEEN HACKED, HOW SOON AFTER DO WE REALIZE IT? AND WHY CHILDREN’S SOCIAL SECURITY NUMBERS ARE THE BIGGEST TARGET: 4:06

ARE THE CYBER SECURITY PRODUCTS ON THE MARKET EFFECTIVE IN PROTECTING ME AND MY KIDS?: 4:47

Amsure provides various personal and business insurance solutions, including workers comp, property, casualty, auto, cyber liability and more. Of Anju Owad’s 19 years in the insurance industry, 15 have been dedicated to cyber. For more info on Amsure’s insurance products, click here or stop by an Adirondack Trust branch location.